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Distributed ledger technology disrupts the way digital identity is managed: it enabled the customers to keep it into a single public but cryptographically protected storage and maintain it's accessibility live. The identity as we know it split into smaller, separately manageable parts, holding fields like an email address or a date of birth.
Mutualization around the customer's identity allows us to fulfill missing parts, reaching an overview of a customer's risk profile as never before.
The parties co-operating might be friends and family, or communities, or institutions.
The granularity of digital identity allows transacting risk partially to the engaged parties, on-demand.
And participating parties will benefit greatly from the access to live data made obtainable to them
Distributed ledger technology permits the entire ecosystem to streamline operations and lower expense ratios from back-office operations.
Acting also as a universal trustful interface, distributed ledger allows sharing data securely in nearly real-time.
The ledger keeps full track of changes, timestamps, and source, effectively unlocking capital and resources spent on auditing and administrative costs